TERMS & CONDITIONS

These terms and conditions apply to any and all users of this website. Additionally these terms and conditions apply to the use of and (where applicable) purchase of TereFinance community products and services or use of third-party content or services. Please read these terms and conditions carefully, as they affect your legal rights.

CONDITIONS OF USE

Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your first use of the website. By using the website and agreeing to these terms and conditions, you acknowledge and warrant that you are at least 18 years of age or the legal age of majority in your jurisdiction. TereFinance is intended for informational purposes only, and it is the user’s sole responsibility to ascertain whether or not such finance services or content are legitimate in their jurisdiction. Likewise, any third parties publicized on this website are bound by the laws and regulations of their jurisdiction and TereFinance, as a source of information, accepts no liability in these matters.

You will not use the website for any purpose that is unlawful or prohibited by these terms and conditions, and by using the website you are fully accepting the terms, conditions, and disclaimers contained in these terms and conditions. If you do not agree to be bound by these terms and conditions, you should stop using the website immediately.

AVAILABILITY OF SERVICES

TereFinance advertises on behalf of third-party lenders and/or brokers and does not offer direct lending or broker services. Personal details provided by the consumer may be shared with one or more lenders. Not all of the products and services described on this Website are available in each state. Additionally, the terms of the products and services differ depending on each state. All loan applications are subject to meeting the credit criteria and collateral requirements as requested by those third-party lenders. Participating lenders may perform credit checks with credit reporting bureaus or obtain consumer reports through alternative providers. By using this Website, the user confirms that he or she understands that TereFinance does not choose these requirements or criteria and therefore cannot be held liable for any requests made by third-parties. Minimum loan amounts may vary. TereFinance cannot guarantee loan match or loan approval and cannot guarantee loan amount if the individual is approved by the lender.

A third-party may at its sole discretion determine the eligibility requirements, including residency requirements, for any product or service the third-party may offer. The general description information on our Website is not a binding legal offer. We do not intend for this Website and/or any products, services, or information described or provided therein to be obtainable or used by any person in any city, state, or jurisdiction where such distribution, availability, or use would violate applicable law.

PROPRIETARY RIGHTS AND ACCEPTABLE USE OF CONTENT

All content included on the website is the property of TereFinance or by permission from relevant third parties. By using this website, the user acknowledges and agrees that such content is protected by copyright, trademarks, database rights, and other intellectual property rights. Nothing on this site shall be construed as granting, by implication, estoppels, or otherwise, any license or right to use any trademark, logo, or service mark displayed on the site without the owner’s prior written permission.

Unless expressly authorized by TereFinance, you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from such content or materials.

TereFinance has the right to terminate any membership (where applicable) or block a user from the website in event of any breach by such user of any of the terms and conditions.

TereFinance reserves the right to amend, edit, abbreviate, or remove any content at our discretion.

Systematic retrieval of data or other content to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission from TereFinance is prohibited. In addition, use of the content or materials for any purpose not expressly permitted in these Terms and Conditions is prohibited.

AVAILABILITY OF THE WEBSITE AND DISCLAIMERS

TereFinance takes every reasonable step to provide information as precise and complete as possible. However, all information or services provided by this website are provided “as is” and on an “as available” basis. TereFinance gives no guarantee that the website or service will be free of defects and/or faults. To the maximum extent permitted by law, TereFinance provides no warranties (expressed or implied) of accuracy, currency, reliability or completeness of any information, text, graphics, links, or other items contained on this website or on any third party websites. At times, links to external or third party websites may be listed, which might have their own content, promotions, rules and regulations that are subject to their own terms and conditions and may change without prior notice. Always check the rules and restrictions of these external or third party websites before proceeding.

While TereFinance uses every reasonable means to ensure that the website is secure and free of errors, viruses, and other malware, TereFinance cannot guarantee in that regard and all users take responsibility for their own security, that of their personal details, and their computers.

TereFinance accepts no liability for any disruption or non-availability of the website. TereFinance is under no obligation to update information on the website.

TereFinance reserves the right to alter, suspend or discontinue any part (or the whole of) the website including, but not limited to, any products and/or services available, text, images, or other website content. These terms and conditions shall continue to apply to any modified version of the website unless it is expressly stated otherwise.

LIMITATION OF LIABILITY

You understand and agree that none of TereFinance, its subsidiaries, affiliates, suppliers, advertisers, merchant partners, nor its or their officers, directors, employees and agents are liable for any indirect, incidental, special, consequential, exemplary or punitive damages, including, but not limited to, any loss of use, profits, data, goodwill, and costs of procurement of substitute products or services, howsoever caused, and on any theory of liability, whether for breach of contract, tort, (including negligence and strict liability), or otherwise resulting from:

• this agreement or the use of, or the inability to use, the entity, sites or services;
• unauthorized access to or alteration of your transmissions or data;
• the statements or conduct of any third party on the sites or services,
• reliance on content or postings on the sites or services, or
• any other matter relating to this agreement, the entity, the sites or the services.

These limitations will apply whether or not TereFinance has been advised of the possibility of such damages. Some jurisdictions do not allow the limitation of liability for damages, so some of the above limitations might not apply to you.

If any provision of this agreement is found by a court or other binding authority to be invalid, you agree that every attempt shall be made to give effect to the parties’ intentions as reflected in that provision, and the remaining provisions contained in this agreement shall continue in full force and effect.

To the maximum extent permitted by law, TereFinance accepts no liability for any of the following risks the user chooses to undertake including, but not limited to:

• business losses, such as loss of profits, income, revenue, anticipated savings, business contracts, goodwill or commercial opportunities;
• personal losses, such as financial profits, investments, income, or savings.

WEBSITE CONTENT AND SERVICES

 Except as otherwise expressly agreed to by TereFinance in writing, information regarding TereFinance products and services is subject to change without notice.

Information about TereFinance or third-party products or services made available on and/or through this website shall not constitute a representation, warranty or other commitment by TereFinance with respect to any TereFinance or third-party product or service unless otherwise expressly agreed to by TereFinance in writing.

Information or content, including text, images, or links to third party websites, are intended for informational or entertainment purposes only. Any conclusions made as a result of this information or content are the sole liability of the reader. TereFinance may produce automated search results or otherwise link you to other Internet websites. These sites may contain information or material that some people may find inappropriate or offensive.

THIRD PARTY CONTENT

Certain content or promotional material or offers is available on or through this website that has not been created or is not directly owned by TereFinance, either via hyperlinks which may redirect users to websites not controlled or maintained by TereFinance or via email newsletters that may arrive to users once they have entered their personal information and agreed to the terms and conditions and privacy policies provided by TereFinance.

Any copying, distribution, reproduction, retransmission, or modification of any of the third party content or any information or materials appearing in such third party content, electronic or hard copy, is subject to the prior written permission of the author and publisher of such third party content.

TereFinance is not responsible for any third party content, and users of this website acknowledge and confirm that TereFinance has no control over information, legality of products, or accuracy of facts or statements contained in such third party content. TereFinance cannot guarantee nor be held responsible for the accuracy, veracity, or completeness of any information or promotional materials provided by third party content. Nothing contained within third party content represents the beliefs or point of view of TereFinance.

By providing personal details to TereFinance, you understand and acknowledge that information collected during registration may be shared with the authors or owners of the third party content or services provided or promoted by the website. For additional details, please read and review our Privacy Policy.

ACCEPTANCE OF THE TERMS AND CONDITIONS

 By using TereFinance or any services provided through TereFinance, you expressly consent to the provisos covered in the terms and conditions.

By entering your name, e-mail address, address, phone number, or any other personal information in order to sign up and become a member of our community, you explicitly agree to receive newsletters and other relevant advertising material related to TereFinance. If you wish to stop receiving this content or services, you may opt out by unsubscribing via the unsubscribe link attached to the bottom of any received newsletter or other advertising material.

UPDATING THE TERMS AND CONDITIONS

TereFinance reserves the right to change these terms and conditions without notice. Your continued use of TereFinance or acceptance of our e-mails following the posting of changes to these terms will indicate your acceptance of these changes. It is the responsibility of users to check these terms and conditions regularly for any changes.

CONTACT TEREFINANCE

If you have any questions about the terms and conditions found herein, please email us at support@terefinance.com.

Last Modified: January 18, 2017